11986 Portland Ave S
Burnsville, MN 55337-1516




Kusske Financial Management, Inc. has been working with individuals and small businesses since 1986.  Our team holds multiple professional designations and is licensed to sell a variety of financial products.  We are dedicated to developing lasting relationships with all clients.  Each team member also believes in helping every individual become confident in assessing his or her financial goals and participating in the financial management process.

One of the benefits of working with our firm is that each CFP® has the ability to provide clear, easily understood explanations of financial products and services to our clients.  Every client has their own personal program which can provide a roadmap for a more secure financial future.

We're looking forward to using our skills to help you pursue your financial goals.


What is a CFP?

The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “ CFP® marks” ) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“ CFP Board” ).

The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 62,000 individuals have obtained CFP® certification in the United States.

To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:

  • Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’ s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’ s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’ s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;
  • Examination – Pass the comprehensive CFP® Certification Examination. The examination, administered in 10 hours over a two-day period, includes case studies and client scenarios designed to test one’ s ability to correctly diagnose financial planning issues and apply one’ s knowledge of financial planning to real-world circumstances;
  • Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and
  • Ethics – Agree to be bound by CFP Board’ s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals.

Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks:

  • Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and
  • Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients.

CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’ s enforcement process, which could result in suspension or permanent revocation of their CFP® certification.



Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck