When developing your customized financial program, Kusske Financial, Inc walks you through a prudent, step-by-step process designed to help you feel confident in your financial decisions.

Once your goals are established, appropriate strategies in line with your vision and objectives are put in place.  The team at Kusske Financial will help you execute a sound financial program.

Retirement Planning

  • Determine how much you may need to save to retire comfortably
  • Make the most of your employer-sponsored retirement plans and IRAs
  • Manage assets before and after retirement
  • Create an income stream from your resources by analyzing investment, Social Security, and pension options

Investment Planning

  • Determine your asset allocation needs
  • Help you understand risk
  • Recommend the appropriate investment vehicles aimed at helping you reach your goals

Tax Planning

  • Make sure you don’t pay a penny more in taxes than the law requires
  • Look for ways to reduce your current and future tax burden
  • Work closely with your tax expert or, if you don’t have one, use our CPA, who brings over 30 years of experience to our team

Long-Term Care and Life Insurance

  • Review existing insurance policies and recommend changes when appropriate
  • Find the best policy for your situation
  • Offer ways for others to manage your care rather than provide your care

Education Funding

  • Recommend investment and accumulation strategies aimed at helping pay for your children’s or grandchildren’s education

Estate Planning

  • Review your durable power of attorney, health care directives, wills, and trusts
  • Help preserve your estate for your intended heirs
  • Help with beneficiary designations
  • Reduce exposure to estate taxes and probate costs
  • Coordinate with your tax and legal advisors